Among the most cherished morning Slokas, Karagre Vasate Lakshmi stands out as a great chant that welcomes auspiciousness, prosperity, knowledge, and divine protection.
Many Hindus across the world still begin their day by gazing at their palms upon waking. When this simple habit gets paired with the chanting of the Karagre Vasate Lakshmi Sloka, the practice gains much deeper spiritual purpose.
This ancient Sloka, when recited, aligns us with the divine, invoking the divine energies of Goddess Lakshmi and Saraswati along with Lord Govinda.
This Sloka can be combined with other morning Slokas, such as Karacharana Kritam vaa, Samudra Vasane Devi, Sarva Mangala Mangalye, and Annapurne Sada Purne.
Let’s get into the Sloka, its lyrics, meaning and benefits.

Karagre Vasate Lakshmi Sloka with Lyrics in Sanskrit, IAST English with Meaning
कराग्रे वसते लक्ष्मीः
करमध्ये सरस्वती
करमूले तु गोविन्दः
प्रभाते करदर्शनम्॥
Karāgre Vasate Lakṣmīḥ
Karamadhye Sarasvatī
Karamūle Tu Govindaḥ
Prabhāte Karadarśanam॥
Meaning: At the top of the hand resides Goddess Lakshmi, at the middle of the hand is Goddess Saraswati, while at the base of the hand is Lord Govinda (a form of Lord Vishnu). Thereby, I contemplate seeing them in my hand, early morning.
Karagre Vasate Lakshmi Meaning (Word-by-Word)
This word-by-word meaning helps you to understand each word used in the Sanskrit shloka and provides clarity during recitation.
Kara – Hand
Kara-agre – tip (agre) of the hands
Vaste – resides or dwells.
Lakshmi – Goddess Lakshmi (Goddess of Wealth)
Kara Madhye – Middle (madhye) of the hands
Saraswati – Goddess Saraswati (Goddess of Knowledge)
Kara Mule – at the base/root (Mule) of hands
Tu – Verily
Govindah – Lord Govinda (Form of Lord Vishnu)
Prabhathe – Early morning
Kara – Hands
Darshanam – seeing/ viewing.
Benefits of Chanting this Sloka
Chanting the Karage Vasate Lakshmi Sloka and seeing your hands offer several benefits that enhance daily life.
- Enhances the morning energy.
- Drives spiritual energy to guide your actions of the day.
- Improves focus and clarity of mind.
- Brings prosperity and good fortune.
- Gives protection by removing the negativity.